MULTIPLE POSITIONS

Job Description

Key Responsibilities

• Manage and oversee branch operations (for branch managers) or specific departmental functions such as credit, operations and risk.
• For Loan Officers: source, promote, and process micro-finance and SME credit products; assess borrower creditworthiness; prepare documentation; monitor loan utilisation; ensure timely repayments.  
• For Credit Risk Officers / Risk Managers: identify, measure and monitor credit risk, enterprise risk, liquidity/market risk; establish/review risk policies; ensure compliance with regulatory and internal standards.  
• For Operations / IT roles: administer core banking systems, network/database infrastructure, ensure operational continuity, support roll-out of new banking solutions.  
• Achieve business targets (e.g., loan disbursements, deposit mobilisation, branch profit growth) and maintain high service quality standards.
• Provide guidance, training and supervision to junior staff and ensure a motivated team environment.
• Ensure adherence to bank policies, regulatory guidelines (e.g., AML/CFT, Shariah compliance if applicable) and accurate documentation.  
• Maintain strong customer relationships, promote financial inclusion in underserved markets (rural/urban), and contribute to the bank’s mission of serving the un-banked and under-banked.  

Required Skills & Qualifications

• Bachelor’s degree (often in Finance, Business Administration, Accounting, Banking, IT — depending on role).
• Relevant work experience in banking, microfinance, operations, credit/risk, or IT infrastructure (again depending on the role).
• For credit/loan roles: strong analytical skills, ability to evaluate financial statements, cash flows, conduct borrower assessments.
• For risk/operations roles: good understanding of banking operations, risk frameworks, regulatory requirements, and of core banking applications.
• Strong communication, customer-service orientation, leadership for managerial roles, team-working skills.
• Adaptability to work in a microfinance/multiregional setting, ability to travel to branches/areas as required.
• Integrity, problem-solving mindset, commitment to financial inclusion and ethical banking practices.

Why this is a good role / Bank Vibes

• NRSP Microfinance Bank is one of the recognised players in Pakistan’s micro-finance sector, with a mission of supporting financially-excluded populations.  
• Working here offers exposure to both financial services and impact-oriented work (micro-credit, rural clients, inclusion).
• The variety of roles shows the bank is scaling: operations, risk, IT, branch growth — meaning career-opportunities across different domains.
• You’ll be part of a banking environment that combines commercial banking skills with social impact (serving under-banked segments) — a chance to build both professional and purpose-driven experience.

Tips if you’re applying

• Highlight any experience you have in microfinance/branch banking or with underserved markets.
• Emphasise your analytical skills (for credit/risk roles) or operational/IT strengths (for operations roles).
• Mention your ability to work across regions/branches and adapt to many customers.
• Show alignment with financial inclusion, – e.g., ways you have worked in customer service or outreach.
• Prepare to discuss how you handle documentation, risk assessment, customer relationship, or in IT roles how you manage systems/infrastructure.